<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0">
<channel>
<title>Latest Articles by Lawrence Korbus</title>
<link>http://marketingsource.com/articles/</link>
<description>Articles at marketingsource.com Articles Library</description>
<language>en-us</language>
<item>
<title>How to select the Right Hand-Powered Chain Hoist For Your Garage</title>
<link>http://marketingsource.com/articles/book-promotions/business/how-to-select-the-right-hand-powered-chain-hoist-for-your-garage.html</link>
<guid>http://marketingsource.com/articles/book-promotions/business/how-to-select-the-right-hand-powered-chain-hoist-for-your-garage.html</guid>
<pubDate>Fri, 01 Oct 2010 05:47:38 -0500</pubDate>
<description><![CDATA[ A hand powered chain hoist is handy to have in a garage because its compact design provides enough power to lift engines and transmissions safely. A hand-powered chain hoist is also useful to have in a garage because they are small enough to fit into very small spaces. This combination of power and compactness gives mechanics many advantages that make hand powered chain hoists a terrific value. <br /><br />Many companies such as Harrington and CM make a variety of hand powered chain hoists that can lift anywhere from 1/4 ton to 10 tons. As a result, customers have many products to choose from that do a fine job lifting engines and transmissions. <br /><br />Here is a brief guide that can help people select the right hand powered chain hoist for their garage. It includes information about the various parts of a hand chain hoist that can help consumers find the right product that meets their needs. <br /><br />--One thing to look for is a rugged chain hoist that can withstand many years of use. <br /><br />There are several hand powered chain hoists on the market that are constructed using a die-cast aluminum body that is designed to withstand many years of use. There are also other hand-powered chain hoists that are made out of stamped steel that are designed to be impact resistant. <br /><br />Mechanics should try to purchase these rugged hoists because they often last longer than chain hoists that are made of weaker materials that can not withstand everyday use. <br /><br />--Another thing to look for is a hand-powered hoist that has a braking system that is easy to use. <br /><br />There are several hand-powered chain hoists on the market that feature a disc braking system or a Weston-style friction disk braking system that uses only a few parts to use. These braking systems are recommended because they require less maintenance and less effort to lift engines and transmissions safely. <br /><br />--In addition, try to look for hand-powered hoists that have durable chains that are easy to use. <br /><br />Some hand-powered chain hoists use flimsy chains to lift loads. These hoists are dangerous to use because the chains can easily snap while trying to support a load. <br /><br />As a result, many garage mechanics are better off purchasing hand-powered hoists that have tempered steel chains that are more durable and easy to use. These chains are more durable because tempered steel can withstand more stress per unit area than other materials. As a result, mechanics who use these chains can be confident that they can use a hoist safely. <br /><br />--Finally, it is also a good idea to look for a hand-powered chain hoist that is easy to load. <br /><br />Some hoists are difficult to load because they tend to be hard to move into place. Others are difficult to load because they have gears or chains that tend to stick. These problems can be solved by purchasing a hand-powered hoist that is small enough to use anywhere. These hoists have gears and chains that are designed to move freely. These design features make it easier for mechanics to load items on to the hoist because the chains and gears move freely enough to allow users to load items safely. As a result, chain hoists that have these design features are often worth purchasing. <br /><br /> ]]></description>
</item>
<item>
<title>Debt Settlement, the Better Debt Relief Approach</title>
<link>http://marketingsource.com/articles/book-promotions/business/debt-settlement-the-better-debt-relief-approach.html</link>
<guid>http://marketingsource.com/articles/book-promotions/business/debt-settlement-the-better-debt-relief-approach.html</guid>
<pubDate>Sat, 07 Aug 2010 04:15:03 -0500</pubDate>
<description><![CDATA[ In our struggling economy, indebted Americans are looking for a way to relieve themselves of financial and emotional stress. Many debt relief options have become available. Amongst them are the popular three: debt settlement, debt consolidation, and credit counseling. With these services being promoted so heavily, how can one choose and then not regret their decision later?<br /><br />To make the proper choice, we must view these options from both good and bad perspectives, as well as individual situations.<br /><br />Let’s start with the bad. Credit counseling and debt consolidation appear on your credit score stating that you are “currently enrolled in debt counseling program” which poorly reflects on you when applying for new credit. Debt settlement lowers your credit score because it requires a four month delinquency to negotiate. The accounts enrolled in debt settlement are closed (questionably bad as it can save many from repeating their mistake).<br /><br />Regarding the benefits, credit counseling and debt consolidation programs allow you to be debt free within five years with a lowered interest rate (approximately 5%) saving you a good deal of money over time with the monthly payments being put into one single payment and slightly lowered. They also allow you to keep your accounts open (also questionable). Debt settlement allows you to be debt free within 12-36 months, while paying 55% of your total debt (in most cases) and 0% interest, resulting in savings of more than 60% because of no interest accrual. The payment is also consolidated in one single monthly program payment while being lowered substantially (by up to three times less).<br /><br />Although debt settlement lowers your credit score initially, the purpose and goal is to get you debt free as soon as possible, and help you start rebuilding your credit score immediately – by staying on time with secured loans like mortgages and auto payments (which reflect the most on your credit score).<br /><br />Most importantly, always remember to view a company’s Better Business Bureau profile for a high rating and a powerful track record. You can never be too careful about who you’re trusting your finances with! ]]></description>
</item>

</channel>
</rss>
