Policies and Disclaimers for Directory of Associations Users

All users of The Directory of Associations database are subject to this policy.

Your access and use of this product constitutes your acceptance of these policies and disclaimers without limitation. If you do not agree to these terms, you must return this product unopened to Concept Marketing Group, Inc. immediately for a refund (less shipping).

Copyright Protection
All materials appearing on this CD and www.marketingsource.com are property of Concept Marketing Group, Inc. unless otherwise indicated, and are protected by United States copyright laws. Any reproduction or distribution except for personal or archival backup purposes is a violation of our copyright. You agree not to sell the information contained within this product to anyone, whether for personal or business use, without the express prior written consent of Concept Marketing Group Inc.

Accuracy Disclaimer
Concept Marketing Group, Inc. does not warrant or guarantee the accuracy, quality, completeness, currency, or validity of any information on this web site. All information contained on this website has been obtained from sources believed to be accurate and reliable. Database information is obtained from an organization's website, IRS and financial papers, and from voluntary responses to questionnaires.

Due to the possibility of human and mechanical error, Concept Marketing Group, Inc. is not responsible for any errors or omissions. All information is provided "as is" without warranty of any kind. Concept Marketing Group, Inc. does not make any representations as to the accuracy, or integrity of this information. They disclaim all express, implied, and statutory warranties of any kind, including warranties as to the accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

General Disclaimer
Concept Marketing Group, Inc. is not responsible or liable for any direct, indirect, incidental, consequential or any other damages arising out of or in connection with the use of this product or in reliance on the information contained within. This includes any personal injury, business interruption, loss of use, lost data, lost profits, or any other pecuniary loss, whether in an action of contract, negligence, or other tortuous action, even if Concept Marketing Group, Inc. has been informed of the possibility. You agree to hold Concept Marketing Group, Inc harmless from any and all claims of expenses, including attorney's fees, arising from the use of this product.

Electronic Mail Acceptable Use Policy
The electronic mail addresses listed in this product are not intended for bulk or unsolicited email broadcasting (aka "spam"); they are intended for individual use only as a means to contact an organization electronically. This license bans subscribing addresses to mailing lists, distributing addresses in any form, and bulk mailing more than 20 addresses content of similar nature. It is the user's responsibility to follow guidelines set by the federal and state governments, as well as your internet service provider's Acceptable Use agreement regarding the definition and policies regarding unsolicited bulk email. If complaints are received from organizations regarding unsolicited email transmissions, all refund privileges are lost, any recurring or online accounts will be terminated, and you will be liable to Concept Marketing Group, Inc. for damages of at least $400 per instance.

Telephone / FAX Acceptable Use Policy
You must adhere to list removal requests for telemarketing use. You must use published opt-out lists, including state and national do-not-call registries if the list is intended for marketing use purposes. It is the users' responsibility to follow guidelines set by the Direct Marketing Association, The American Marketing Association, and state/national law where applicable. Many states have strict laws against broadcast and unsolicited faxing, with fines exceeding $100 per unsolicited fax. Ensure any fax transmissions are solicited and conform to local regulations, as well as the regulations of the state you are faxing to. Concept Marketing Group, Inc will not be responsible for any fines or damages resulting from proper or improper use of this product.

Refund Policy
Concept Marketing Group, Inc will refund the full purchase price of your purchase, less shipping and handling only if the seal on the CD, book, or label packaging are unbroken. Online subscription refunds are granted only if no data has been downloaded or printed. Partial refunds or downgrades to a lower subscription level may be available within 5 days of purchase, at Concept Marketing Group, Inc.'s discretion. No refund will be granted based on the fitness for use, accuracy of the data provided, or unused usage or download credits. Concept Marketing Group, Inc will make every effort to ensure you are satisfied with your purchase. If you feel this product does not live up to your expectations, please contact us and we will work to remedy the problem.